If you drive one of these makes and models of vehicles, you could find yourself with a high car insurance premium. The top ten cars that are stolen every year are the Honda Civic, Nissan Sentra, Toyota pick-up truck, Toyota Camry, Dodge Caravan, Chevy full size 1500 pick-up truck, Honda Accord, Acura Integra, Dodge Ram and the Ford F150 truck. Now if you own one of these vehicles, your car insurance rate may increase due to the theft rate of these automobiles.Although the years are specific on these vehicles, if you check with the car insurance company, they will advise you as to the year of these vehicles. With the Honda Civic, the 1995 years disappear, where no reports of the other years seem to disappear. You specific model and year has an impact on your car insurance because of the theft rate. This also depends on your area; some places may see a rise in theft for another car rather than a car listed here.If you own a vehicle that presents a high risk for being stolen, you will want to install some safety devices in order to lower your car insurance rate. Alarm systems, wheel locks and other devices show the car insurance company you want to keep your car and pose no threat of letting your car become a statistic. Everything you can do to protect your vehicle provides discounts on your car insurance rate.About eight classic cars appear on the high theft rate charts, but classic car insurance is very different from regular car insurance. It still makes the car insurance rate higher when you place insurance on these types of cars. Classic car insurance and car insurance differ in many different ways and insuring a 1968 Chevy Camaro and a 1995 Honda Civic has a cost difference of about three to four hundred dollars a year if not more.Car insurance companies provide coverage for these cars but you need to have some safety measures in place, keeping the vehicle in a garage might not be sufficient for the car insurance companies. If you have a need for car insurance finding a car insurance company may take some time and you want to have as many quotes as you can to choose lowest rate and something that offers good coverage.The 2007 Best Cars Finding the 2007 best car, a list of top cars:BMW 3-seriesChevrolet Corvette and SilveradoChrysler 300Ford FocusHonda Accord, Fit, Odyssey, Pilot and RidgelineInfiniti G35 SedanLexus RX330 and RX400hMercedes GL450Mazda Miata MX-5 and Mazdaspeed 3Porsche Boxster and CaymanSubaru OutbackToyota Avalon, Camry Hybrid, Land Cruiser, Prius and RAV4VW GTINow that you’ve seen our list, what are you going to do with it? For what they’re worth, here are our additional words of wisdom——the year’s best car is the one you’re glad to have for as long as you own it. Anyone who’s bought or leased a car has wished they could change something about the car they bought, or get a completely different one. The root-cause of this regret is generally emotional—their salesman talked them into buying a car before they were ready, they wanted the car now, and rushed into a purchase. Etc. Etc. There are as many reasons for regretting a car purchase as there are cars, unfortunately. So we encourage car buyers to make their decision a rational one instead of an emotional one. Plan on spending three or four months researching cars, financing and insurance before you roll your sleeves up and begin to negotiate. Read a couple of books on car buying (even if you plan to lease your next car or buy a used one);—spend plenty of time doing research. Talk to people who drive the car you’re interested in. Ask them how they like it, what they don’t like about it and what they wish they could change. Ask them any questions your research has brought up. Most people are surprisingly honest, and this objectivity can be very helpful.